Tuesday, July 28, 2015

Acquiring OMB permit when sending optical drive to other country

Did you try sending CDs or USB Drive outside the country via Fedex, UPS or other courier company? For sure you have the frustration same as mine.... That's because they are strict in implementing permit to be acquire from Optical Media Board.

Let me share my experienced in requesting the permit on how and what you need to do....

1. Prepare a letter indicating that you are requesting for a certification that your item to be send has no objection or illegal content. Add the recipient address in your letter.

2. Bring your item & the letter to Optical Media Board office. Located at #35 Scout Limbaga, Bgy.
Laging Handa, QC PH. They will inspect your hardrive (an example of item) to see if there is no content violation. It's fast and only take couple of minutes and they will give it back to you.

3. Then, they will ask you to bring the letter into receiving department to get stamped. And will give you instruction on when you can go back to claim the certification.

4. When the permit is ready, they will give you instruction before going back to the office to secure a notarized affidavit indicating that your item to be send has no objection or illegal content. I suggest you make the affidavit yourself and get notarized by lawyer to lessen the fee.

5. Submit the notarized affidavit on the day you've asked to come back and pay the 100 pesos fee to the cashier.

6. That's it and you have now the certification to be show to courier of your choice.

 Sample Certification



In my opinion, these process only gives hassle to the individual people and another waste of time. It doesn't make sense.... Why will somebody use the courier in sending illegal contents if they can do it already via online uploading. After they check your hardrive? They cannot monitor anymore if you change the file inside of your HD and replace it with an illegal content or burn another CDs. It gives pain in the ass in sending but very open in receiving. Anyway, hope these one helps anyone.





Monday, July 27, 2015

Encumbered removal after fully paid car loan

Sharing my own experienced on what you need to do next after full payment of your car loan thru bank financing.... (Mine was with BPI)

Step 1: Claim your Original LTO Certificate of Registration & Release of Chattel Mortgage

- After 15 days of your last payment call your bank if the documents are ready for pickup and ask the branch where you can claim it.
- Go to the branch for you to claim the ff. docs (Release of Chattel Mortgage /  Promisory Notes / Original LTO Certificate of Registration / Official Receipt)


Step 2: Cancellation of Chattel Mortgage

- Go to Registry of Deeds of your area of residence to register the Cancellation of your Chattel Mortgage.
- Submit the photocopy of your documents (Release of Chattel Mortgage /  Promisory Notes / Original LTO Certificate of Registration / Official Receipt)
- Prepare for a fee, I paid Php 960 when the time I made this post.
- After payment, they will issue you a receipt you will need to submit to LTO to remove Encumbered status of your CR. (Encumbered is a label that means your CR is under financing obligation, that's why it needs to be remove after full payment of your loan)

Step 3: Encumbered Removal of LTO Certificate of Registration (Best time to proceed with this is during the annual renewal of your registration)

- Go to the LTO branch where your car was registered
- Submit the documents (Cancellation of Chattel Mortgage duly stamped by Registry of Deeds / Original LTO Certificate of Registration)
- Pay the fee
- LTO will release you the new Original LTO CR without Encumbered label. (these only took me 1 day to process but not sure with other branch)

You now have an Original LTO Certificate of Registration that proves you own the car without any obligation. Photocopy it and keep the original safe!


Encumbered

 Encumbered Removed